A DSCR loan lets you qualify for a rental property based on the rent it brings in instead of your tax returns. DSCR Loans Near Me explains DSCR loans, hard money, fix and flip, bridge, portfolio and blanket loans, equity on rentals and second home mortgages for properties in Florida, New York, New Jersey, Pennsylvania, Connecticut and Virginia, and connects you with a licensed loan officer when you are ready.
Straight answers about financing a rental, a flip or a second home. Programs vary by borrower, property and investor; subject to credit approval.
Loan types
DSCR Loans
DSCR loansDSCR loan requirementsDSCR down paymentAirbnb & short-term rental loansInterest-only investor loansCash-out refi on a rental
Hard Money
Hard money lendersFix and flip loansInvestor bridge loansPrivate money lendersHard money for a primary residence
Rental Loans
Investment property loansPortfolio loansBlanket mortgagesHELOC on rental propertySecond home mortgages
States
FloridaNew YorkNew JerseyPennsylvaniaConnecticutVirginia
Start your application in a few minutes. A licensed loan officer reviews it and follows up with your options.
- Takes a few minutes
- Reviewed by a licensed loan officer
- No obligation to proceed
Prefer to talk first? Call (888) 865-8230. Applying is not a loan approval or commitment to lend; programs vary by borrower, property and investor. ClearPoint Mortgage Advisors, NMLS #173855. Properties in FL, NY, NJ, PA, CT and VA only.
Calculators
DSCR CalculatorHard Money Loan CalculatorRental Cash Flow Calculator
Start here
- What Is a DSCR Loan? Meaning, the Ratio, and How It Works
- How to Get a DSCR Loan, Step by Step
- DSCR Loan Pros and Cons
- DSCR Loan vs Conventional Investment Property Loan
- Hard Money vs DSCR Loan: Which Fits Your Investment Property?
- LLC Mortgage Basics: Financing a Rental in an LLC
- How to Compare DSCR Lenders and Loan Offers